FunderPro Review 2026: How It Compares to FTMO and What the Catches Are
FunderPro is a prop firm that sells simulated trading challenges and positions itself against FTMO with a two-phase model, a Classic account with no consistency rule and a choice of three platforms. Whether it's actually better depends on what you trade and how you trade it. Here's the honest 2026 review, with every rule and price checked against funderpro.com on 28 September 2026.
What FunderPro is
- Multi-asset: forex, metals, oil, indices and crypto
- Four ways in: One Phase, Classic 2-Phase and Pro 2-Phase challenges, plus an Instant Program with no evaluation
- Challenge accounts from $5K to $200K, Instant accounts up to $100K
- Balance-based daily drawdown and a maximum drawdown fixed to your initial balance, so no trailing drawdown
- 80% profit split on Classic and One Phase funded accounts, up to 90% on Pro
- Multiple funded accounts allowed up to $200K in total, and the site advertises scaling up to $5 million
- Operated by FunderPro Ltd, registered in Malta; all trading takes place in a simulated environment with fictitious funds
2026 pricing (USD, two-step)
The Classic 2-Phase is the account most traders compare with FTMO:
| Account size | One-time fee | Profit target (P1/P2) | Daily loss | Max loss |
|---|---|---|---|---|
| $5K | $69 | 10% / 5% | 5% | 10% |
| $10K | $109 | 10% / 5% | 5% | 10% |
| $25K | $219 | 10% / 5% | 5% | 10% |
| $50K | $319 | 10% / 5% | 5% | 10% |
| $100K | $539 | 10% / 5% | 5% | 10% |
| $150K | $799 | 10% / 5% | 5% | 10% |
| $200K | $989 | 10% / 5% | 5% | 10% |
Phase 2 is free. FunderPro lists the fee as processed with your first reward, and its FAQ says the challenge fee may be added to your first reward once you are funded and meet the requirements.
One Phase and Pro fees
| Account size | One Phase | Classic 2-Phase | Pro 2-Phase |
|---|---|---|---|
| $5K | $69 | $69 | $75 |
| $10K | $109 | $109 | $129 |
| $25K | $219 | $219 | $239 |
| $50K | $319 | $319 | $419 |
| $100K | $539 | $539 | $659 |
| $150K | $799 | $799 | $979 |
| $200K | $989 | $989 | $1,319 |
| Rule | One Phase | Classic 2-Phase | Pro 2-Phase |
|---|---|---|---|
| Profit target | 10% | 10% / 5% | 10% / 8% |
| Daily drawdown | 3% | 5% | 5% |
| Max drawdown | 6% | 10% | 10% |
| Consistency rule (challenge) | 40% | None | 45% of profit target |
| Funded split | 80% | 80% | Up to 90% |
| Reward frequency | Bi-weekly | Bi-weekly | Daily or weekly |
| Forex leverage | 1:50 | 1:100 | 1:100 |
The Classic target is 10% in Phase 1, the same headline number as FTMO's challenge, so FunderPro's edge is not an easier target. It's the rules around the target.
How payouts work
- Classic and One Phase funded accounts: request a reward every two weeks, or claim the first one after one week with an add-on at checkout
- Minimum reward on Classic and One Phase: $100
- Pro funded accounts: on the daily option, request any time the account is at least 1% above its starting balance, several times a day if you like; on the weekly option, once a week at the same 1% threshold
- Profit split: 80% on Classic and One Phase, up to 90% on Pro
- FunderPro says approved rewards are typically processed within one business day, with an average of about 8 hours
- Rewards are paid in USDC (ERC20) or through Riseworks
If a 90% split matters to you, that's a Pro feature. Classic stays at 80%.
The static drawdown, same model as FTMO
FunderPro uses static drawdown like FTMO, not trailing like Apex. The max loss (10% on Classic and Pro, 6% on One Phase) is calculated from initial balance and does not trail your equity peak. It does count unrealized losses, so a floating drawdown can breach it.
This is friendlier than trailing models because:
- Profitable months give you more breathing room
- A bad week doesn't tighten your floor
- You can be aggressive when up, conservative when down
The daily loss limit (5% on Classic and Pro, 3% on One Phase) is calculated from the balance at the start of the day, with the snapshot taken at 5pm EST. FunderPro's own example: end the day on a $50K Classic account at $51K and your allowed daily drawdown the next day is $2,550.
Rules that differ from FTMO
| Rule | FunderPro Classic | FTMO |
|---|---|---|
| Profit target (Phase 1) | 10% | 10% |
| Profit target (Phase 2) | 5% | 5% |
| Minimum trading days | 4 per phase | 4 per 2-Step phase; none on the 1-Step |
| Maximum trading days | Unlimited | Unlimited |
| News trading | Allowed in the challenge; restricted around selected releases on funded accounts unless you buy the Swing add-on | Allowed in the challenge; restricted around selected news on the Standard FTMO Account (Swing exempt) |
| Weekend holds | Only with the Swing add-on | Allowed in the challenge; the Standard FTMO Account closes before the weekend (Swing allowed) |
| EAs | Allowed if you own the code | Allowed |
| Hedging across accounts | Banned (opposing positions across linked accounts) | Banned |
| Consistency rule | None | Best Day rule on the 1-Step; none on the 2-Step |
| Stop-loss requirement | None listed | None mandated |
The biggest practical differences:
- No consistency rule on Classic, in the challenge or on the funded account, so one big day doesn't count against you
- Weekend holds and funded news trading cost extra, through the Swing add-on at checkout
The "no consistency rule" is significant. On Classic you don't have to spread profits across many days to pass. You can make most of the target on one big trade, as long as you trade the 4 minimum days.
Two more funded-account rules to know: FunderPro asks you to use no more than 20% of your margin per asset class (a first breach costs you those trades from your reward request, a second closes the account), and an account with no trade in 30 days is closed.
Platforms, payments and payouts
- Platforms: MT5, cTrader and TradeLocker, each with its own guides in FunderPro's help centre
- Paying for a challenge: FunderPro's help centre covers card payments and cryptocurrency payments
- Receiving rewards: USDC (ERC20) or Riseworks
- Leverage: forex up to 1:100 on the 2-Phase accounts, 1:50 on One Phase and 1:30 on Instant; crypto 1:2 on every account
Reputation and Trustpilot score
Checked 28 September 2026 on trustpilot.com/review/funderpro.com: Trustpilot shows no TrustScore for FunderPro. Its page says the company's rating is unavailable due to a breach of its guidelines, notes that it has removed a number of fake reviews for the company, and lists 1,572 reviews.
Review aggregators lean on that star rating, and right now there isn't one to lean on. FunderPro's own figure is more than $22 million paid to traders, stated on its homepage. Weigh both, then judge the firm on the rules it publishes, which is what the rest of this review does.
Where FunderPro is weaker
- Weekend holds cost extra, One Phase, Classic and Pro accounts have to close by Friday market close unless you buy the Swing add-on
- News is restricted on funded accounts, you must be flat on the affected assets from 2 minutes before to 2 minutes after selected releases, again unless you buy the add-on
- Slower default payout cycle on Classic, rewards every two weeks at 80%; daily rewards and the 90% split are Pro features
- No Trustpilot rating, the score is currently withheld for a guidelines breach
The Instant Program, instant funding
FunderPro also offers an Instant Program where you skip the challenge entirely and trade a funded account from day one.
| Instant account | Fee | Daily loss | Max loss | Profit split |
|---|---|---|---|---|
| $5K | $79 | 3% | 6% | 80% / 90% (add-on) |
| $10K | $169 | 3% | 6% | 80% / 90% (add-on) |
| $25K | $339 | 3% | 6% | 80% / 90% (add-on) |
| $50K | $499 | 3% | 6% | 80% / 90% (add-on) |
| $100K | $799 | 3% | 6% | 80% / 90% (add-on) |
The catch: the drawdowns are tighter (6% max vs 10% on Classic), forex leverage is 1:30, and there's a reward rule of its own. To request a reward you need a profit of at least 0.5% on five separate trading days, and no single day can be more than 15% of the profit you request. Rewards are bi-weekly, overnight and weekend holding is allowed, and news trading needs an add-on.
Instant accounts are designed for traders who already know they can trade and don't want to spend weeks passing a challenge. The trade-off is paying more for the same capital: $799 for $100K Instant vs $539 for a $100K Classic challenge.
Realistic FunderPro income
Same math as any prop firm: capital × monthly % × retention.
- On a $100K Classic account at 80%, every $1,000 of profit is an $800 reward request
- Nothing under the $100 minimum can be requested on Classic or One Phase
- One max-drawdown breach ends the account, so retention is the number that decides your income
The skill needed to last 6+ months on a funded account is the same regardless of which firm you chose.
When to pick FunderPro over FTMO
Pick FunderPro if:
- You take occasional big trades and don't want a consistency rule (Classic)
- You want daily reward requests and up to 90% (Pro)
- You trade on MT5, cTrader or TradeLocker and want the choice
- You'd rather skip the evaluation with an Instant account
Pick FTMO if:
- You want the longest track record / most established firm
- You need third-party tools (most journals integrate FTMO first, FunderPro second)
- You hold over weekends or trade news on a funded account and don't want to pay for an add-on
How to track FunderPro compliance
Same as any static-drawdown firm:
- Daily floor = day-start balance × 0.95 (Classic and Pro) or × 0.97 (One Phase and Instant)
- Max floor = initial balance × 0.90 (Classic and Pro) or × 0.94 (One Phase and Instant)
- Always know distance to both, in dollars
RB Trading Pro Journal supports FunderPro account configs, set initial balance, drawdown %, daily %, and your real-time compliance is on the dashboard. The FunderPro trading journal page shows how it tracks these rules. Risk-free for 30 days.
Pros and cons
Pros
- No consistency rule on Classic accounts
- Maximum drawdown fixed to initial balance, never trailing
- Unlimited challenge time and a free Phase 2
- Three platforms: MT5, cTrader and TradeLocker
- EAs and bots allowed if you own the code
- Daily reward requests on Pro, with up to 90%
Cons
- Weekend holds need the paid Swing add-on on One Phase, Classic and Pro
- News trading restricted on funded accounts without the add-on
- Classic pays 80% every two weeks, with a $100 minimum
- Consistency rules on Pro (45%), One Phase (40%) and Instant (15%)
- Rewards only in USDC (ERC20) or through Riseworks
- No Trustpilot rating, withheld for a guidelines breach
TL;DR
- FunderPro Classic = FTMO-style two-step with 10% / 5% targets and no consistency rule
- Static drawdown, measured from initial balance
- Pay-per-attempt, from $69 ($539 for $100K Classic)
- Instant accounts from $79 for traders who want to skip the evaluation
- On challenge accounts, weekend holds and funded news trading need a paid add-on
FunderPro is a real alternative to FTMO, especially for traders who hate consistency rules. The hard work is still after you're funded.
FAQ
Is FunderPro legit? FunderPro is operated by FunderPro Ltd, registered in Malta, and says it has paid more than $22 million to traders. All of its accounts are simulated, with fictitious funds. On 28 September 2026 Trustpilot showed no TrustScore for it, saying the rating is unavailable due to a breach of its guidelines, with 1,572 reviews listed.
How much does a FunderPro challenge cost? A $100K Classic 2-Phase challenge costs $539, and Classic sizes run from $69 for $5K to $989 for $200K. Pro 2-Phase costs more ($659 at $100K) and the Instant Program starts at $79. Phase 2 is free, and FunderPro says the challenge fee may be added to your first reward once you are funded.
What are the FunderPro Classic challenge rules? A 10% profit target in Phase 1 and 5% in Phase 2, a 5% balance-based daily drawdown, a 10% maximum drawdown on initial balance, at least 4 trading days per phase, unlimited time and no consistency rule.
Does FunderPro have a consistency rule? Not on Classic accounts. Pro challenges cap any single day at 45% of the profit target and One Phase challenges at 40%, and Instant accounts require that no single day is more than 15% of the profit requested.
What platforms does FunderPro use? MT5, cTrader and TradeLocker. EAs and bots are allowed on all three, as long as you own the code.
How do FunderPro payouts work? Classic and One Phase funded accounts can request a reward every two weeks at an 80% split, with a $100 minimum. Pro funded accounts can request daily or weekly once the account is at least 1% above its starting balance, at up to 90%. Rewards are paid in USDC (ERC20) or through Riseworks.
Can you hold trades over the weekend with FunderPro? On One Phase, Classic and Pro accounts, only with the Swing add-on bought at checkout; without it, all positions must be closed by Friday market close. The same add-on lifts the news trading restriction on funded accounts. Instant accounts allow overnight and weekend holding.
Is FunderPro better than FTMO? It suits traders who want no consistency rule (Classic), a choice of MT5, cTrader or TradeLocker, and daily rewards on Pro. The cost is a paid add-on for weekend holds and for news trading on funded accounts.
Trading a funded account? The journal has a page for your firm, with its exact rules tracked live: FTMO trading journal · FunderPro trading journal.
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