FXIFY rules: the Two Phase challenge, decoded
FXIFY's Two Phase Standard asks for 10% then 5%, with a 4% daily loss calculated from the previous day's 5PM EST closing balance and a 10% maximum drawdown that trails your closed balance until you are 10% up, then locks at your starting balance. There is no consistency rule and no time limit.
FXIFY sells several versions of the two-phase account with different drawdown types, so check which one you bought. This page covers Standard and notes the others.
- Profit target
- 10% (Phase 1), 5% (Phase 2)
- Daily loss
- 4% of the previous day's 5PM EST balance
- Max drawdown
- 10%, trails closed balance, locks at start
- Minimum days
- 5 per phase (assessment FAQ)
- Time limit
- None, but trade once every 60 days
- Consistency
- None
- Leverage
- FX and gold 30:1 (50:1 with add-on)
- Price
- $549 for $100K, refundable
Two Phase versions compared
| Version | Targets | Daily | Max drawdown |
|---|---|---|---|
| Standard | 10% / 5% | 4% | 10% trailing, locks at start |
| Classic | 5% / 10% | 4% | 10% static, 25% funded consistency |
| Pro | 4% / 8% | 4% | 8%, payouts every 10 days at 80% |
Standard prices: $5K $59, $10K $89, $15K $119, $25K $199, $50K $379, $100K $549, $200K $1,049, $400K $2,950. Classic uses the same prices. A 25% promotion was running when we checked.
The trailing floor on a $100,000 account
| Closed balance | Max drawdown floor | Daily floor next day (4% of yesterday's 5PM balance) |
|---|---|---|
| $100,000 | $90,000 | $96,000 |
| $104,000 | $94,000 | $99,840 |
| $107,500 | $97,500 | $103,200 |
| $110,000 | $100,000, locked | $105,600 |
A 1% trader risking $1,000 a trade has four full stops of daily room. The danger zone is the middle of the run: at $107,500 the trailing floor is only $10,000 below you, the same as day one, but the profit you would hand back to reach it is real money you earned. Once you reach $110,000 the floor stops at $100,000, and every dollar above that is cushion.
The floor also locks at the starting balance after you take a payout.
Note the daily figure: FXIFY's FAQ says it is calculated from the previous day's end-of-day balance at 5PM EST, and the table applies the 4% to that balance. Whether that is literal New York time or server time is not stated, so check the reset in your dashboard.
Rules on news, weekends and copying
- Weekends: 1, 2 and 3 Phase accounts may hold positions over the weekend.
- News: Instant Funding is restricted from 5 minutes before to 5 minutes after high-impact news. We found no FAQ rule for news on Two Phase, so check the firm's current rules.
- EAs: banned on Instant Funding, allowed on Two Phase Pro after review. For Standard, check the firm's current rules.
- Copy trading: allowed between your own FXIFY accounts and out to other accounts. Copying in from outside needs a 30-day statement in your name. Copying a third party is a violation.
- Inactivity: no trade in 60 days is a hard breach.
Payouts and scaling
On 1, 2 (trailing) and 3 Phase accounts, the first withdrawal is on demand once your first trade has closed in profit, then monthly, or every 14 days with the bi-weekly add-on. Minimum $50, usually processed within 3 business days. FXIFY advertises "up to 90%", but we could not confirm the base split before add-ons, so check it at checkout.
Scaling: make 10% in your first 3 months with 2 of them profitable and the account grows 25%. After that the balance can double every 3 months, up to four times.
Common FXIFY failures
Between your start and +10%, every closed gain lifts the floor. A trader who reaches +8% then gives back 10% fails, even though the account is still in profit.
Classic's targets are reversed and its drawdown is static. Traders who switch versions often carry the wrong numbers across.
The daily limit is set from yesterday's 5PM balance. Open profit today does not widen it.
Getting through the trailing zone on FXIFY
The trailing floor is most dangerous between your starting balance and +10%. A plan that respects it: risk 0.5% per trade on $100,000 ($500), and after any closed day above +$2,000, cut to 0.35% the next day. Smaller size after big days stops you handing back gains that have already lifted the floor.
The daily limit gives you $4,000 at the start, eight losses at 0.5%. Set a personal daily stop at $2,000. At a 2R average winner, Phase 1's 10% needs ten net winners, and the moment you close above $110,000 the floor locks and you can trade the rest of the phase with a fixed cushion.
On Classic, where the drawdown is static, you can keep size constant throughout.
Track FXIFY in the RB journal
There is no dedicated FXIFY preset yet, so use Custom and type in the Standard numbers.
- In Risk Manager, add a prop account and pick Custom. Set target 10% and 5%, daily 4%, total 10%, drawdown type trailing.
- Connect MT4 or MT5 with the RBSync EA so closed balance updates as trades close.
- Watch Room Left: the journal trails on equity, which is stricter than FXIFY's closed-balance trail.
- Once you are 10% up, note the lock date in your account notes and treat the starting balance as your floor.
- Count your trading days in the calendar view against the 5-day minimum.
Questions traders ask about FXIFY
Is FXIFY's drawdown trailing?
On Two Phase Standard, yes. It trails your closed balance until you reach 10% profit, then locks at the starting balance. Classic is static.
How is the FXIFY daily loss calculated?
It is 4% based on the previous day's end-of-day balance at 5PM EST.
Does FXIFY have a consistency rule?
Not on Two Phase Standard. The Classic version has a 25% consistency rule on funded accounts.
Sources
- FXIFY FAQ, assessment account rules
- FXIFY, Two Phase program
- FXIFY FAQ, withdrawals
- FXIFY FAQ, copy trading
- FXIFY FAQ, scaling
Rules on this page come from FXIFY's official website and help centre. Last checked: 8 October 2026. Where we could not verify a rule, we say so and ask you to check the firm's current rules.
Know your room before you click
Set FXIFY's numbers once and the journal shows your trailing floor, your daily room and your trading days as you go.
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