FUNDING PIPS RULES

Funding Pips rules, and how to pick a reward cycle

RB Trading Last checked: 8 October 2026 4 min read

Funding Pips' 2 Step Standard now asks for 8% then 5% (the 10% first phase was no longer offered from 24 July 2026). The maximum loss is a static 10%. The daily limit is 3% or 5% depending on what you bought, measured from the higher of your opening balance or opening equity, reset at 00:00 platform time (UTC+3). Both limits are hard breaches.

The most important choice comes when you are funded: which reward cycle. It sets your split and whether a consistency rule applies.

Funding Pips 2 Step Standard at a glance

Profit target: 8% (Phase 1), 5% (Phase 2)
Daily loss: 3% or 5%, off the higher of opening balance or equity
Daily reset: 00:00 platform time (UTC+3)
Max loss: 10%, static
Minimum days: 3 per phase (none with the 3% daily add-on)
Time limit: None, but trade once every 30 days
Leverage: FX 1:100, 20-lot cap per trade
Split: 60% to 100%, by reward cycle

Prop firm rules and prices change, sometimes mid-month. Confirm every number on Funding Pips's official site before you buy or trade. Last checked: 8 October 2026.

The daily limit on a $100,000 account

Worked example: 5% daily configuration

At 00:00 UTC+3 your balance is $100,000 and you hold a trade up $1,500, so equity is $101,500. Funding Pips uses the higher, so the day's line is $96,500 with a $5,000 limit. If that trade reverses to break-even, you are at $100,000 with $3,500 of room.

On the 3% configuration the same morning gives you a line at $98,500, and a 1% trader ($1,000 a trade) has only three stops of room, fewer after any open profit at the reset gives back.

The overall floor is a static $90,000.

Funding Pips' help centre gives the reset as UTC+3 platform time; its Terms mention server time in CEST. Check the reset time in your dashboard.

Reward cycles on the Master account

Cycle	Split	Conditions
Weekly	60%	From 7 days after your first trade
Bi-Weekly	80%	Every 14 days
Monthly	100%	Every 30 days, 7 profitable days of 0.5%+, 35% consistency
On Demand	90%	Any time, 2% minimum profit, 35% consistency

The 35% consistency score means no single day may be more than 35% of total profit, and it applies only to the Monthly and On Demand cycles. The minimum request is 1% of account size.

Master account rules that bite

Striking system: a loss of 1% on a single trade idea earns a strike. Strikes lead to a split cut, then a 20% split, then a breach.
News: profit from trades opened or closed within 5 minutes of high-impact news (10 minutes for speeches) may be deducted, unless opened 5 hours or more before. Deliberately trading news is prohibited in every phase.
Holding: free in the evaluation. On Master accounts, open positions are closed automatically at set times unless you buy the Swing add-on; check the current window in the help centre.
EAs: third-party EAs only as trade or risk managers. Your own fully automated EA is allowed with proof of ownership.
Copy trading: between your own Funding Pips accounts, or out to an external account. Not between users.

Common Funding Pips mistakes

Risking more than 1% per idea when funded

The striking system counts losses per trade idea. A 1.5% loss on one idea is a strike even if the day ends green.

Picking Monthly without checking consistency

100% sounds best, but one big day can hold your payout until the 35% score is met.

Buying the 3% add-on for speed

It removes the minimum days but cuts daily room by 40%.

Planning the Master account

Plan for the striking system now. On $100,000, a 1% loss on one idea is $1,000. If you risk 0.5% per trade and never add to a loser, a single idea can only lose $500, so you cannot strike. Traders who scale in or widen stops are the ones who collect strikes.

In the evaluation, with a 5% daily, set a personal daily stop at $2,000. With the 3% option, make it $1,200. At 0.5% risk and 2R winners, Phase 1's 8% needs eight net winners.

Choose your reward cycle on how your profit arrives. If you have one or two big days a month, Bi-Weekly at 80% avoids the 35% consistency score that Monthly and On Demand carry.

Track Funding Pips in the RB journal

The journal includes Funding Pips presets for 2 Step Standard, 2 Step Flex, 2 Step Pro, 1 Step Flex and Zero.

Prop firm tracker in the RB Trading journal showing safe risk for today, drawdown room and live equity for Funding Pips — The Prop Tracker's live status: today's safe risk, drawdown room to the floor and live equity (demo account).

Add a prop account in Risk Manager and choose Funding Pips, 2 Step Standard. If you bought the 3% daily option, set daily to 3%.
Sync MT4 or MT5 live through the RBSync EA (cTrader is supported too), or import a CSV statement.
Read Daily room left right after 00:00 UTC+3.
Once funded, use the position size calculator so no single idea can lose more than 1%.
Before a Monthly or On Demand request, check your best day against 35% of total profit.

Questions traders ask about Funding Pips

Is the Funding Pips Phase 1 target 8% or 10%?

8%. The 10% Phase 1 option was no longer offered from 24 July 2026.

How is the Funding Pips daily loss calculated?

From the higher of your opening balance or opening equity at 00:00 platform time (UTC+3). Floating and closed losses both count, and touching it is a hard breach.

Which Funding Pips reward cycle has a consistency rule?

Only Monthly and On Demand, which require a 35% consistency score. Weekly and Bi-Weekly do not.

Sources

Rules on this page come from Funding Pips's official website and help centre. Last checked: 8 October 2026. Where we could not verify a rule, we say so and ask you to check the firm's current rules.

Know your room before you click

Pick the Funding Pips preset and see your daily line, open risk per idea and payout readiness in one place.

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